Our September 2015 Financial Statement marks another huge step forward in our progress to financial independence. Debt down, investments up!


Our September 2015 Financial Statement marks another huge step forward in our progress to financial independence. Debt down, investments up!

Last weekend, I sat down in the comfort of my own home, put on my noise-canceling headphones, and had a video chat with a Paty, a Peruvian woman living in Lima. Paty is a student of International Relations, and fluent in Spanish, English, and French. She proceeded to gently correct my Spanish grammar and vocabulary for the next half hour. In the end, my teacher and I said farewell and promised to meet up again next weekend for another conversational lesson.

Yesterday, the New York Times published a story (NYT has a paywall, get past it by googling the title of the story – “More Protection For a Nest Egg Has Some Brokers Upset” – and clicking the link from Google) about the financial services industry’s response to a proposal by the Department of Labor. The proposed rule would require that all financial advisors place their customer’s interests ahead of their own when providing investment advice.

Recently, Mr. Money Mustache, a guy who wrote the book on FIRE, wrote a post about dog ownership. In the title, he rightly stated that dog ownership is optional. My impression of the post itself, though, was that there was a deeper dislike of pets (and dogs in particular) at work.

It’s never too late to retire– ever! Learn how to turn around your spending, kill your debt, and supercharge your savings to get to retirement ASAP.

Recently, I’ve been speaking with a number of friends and readers about taking their first steps on the road to frugality and saving for retirement. One of the biggest obstacles in helping people to address their overspending and debt has been getting them to accept change.

You don’t need cable to enjoy all your favorite shows! Learn how to save hundreds or even thousands of dollars per year by kissing the cable company goodbye in our cord cutting guide!

Is it possible to be working on our own debts, and still contribute to charity? The answer is an unqualified yes– we just need to have maximum impact.

Learn how to build the ultimate homemade box-fan dehydrator, and then use our planning tables to buy just the right amount of food.

August was a kick-ass month. I’m not even kidding! I bought as scheduled, so even though my investments are worth less, I have lots more shares, purchased at a steep discount.